“Here are some tips for you on how to save PTPTN money!”
1. Don’t spend unnecessary on text books. If you think that the textbooks are really necessary then try following the examples: (e.g. perhaps can get second hand textbooks for cheaper prices from your seniors/ perhaps make photocopies of the book/ library will also be a good source of reference)
3. Laptop is essential but if your college or university provides computer lab facilities do make full use of them.
5. Don’t use the loan amount to buy bike or car. Utilize your college/university transportation or stay nearby the college/university.
6. Try to limit yourself to do unnecessary shopping or going to the movies frequently. But it’s ok once in a while to ‘window shop’. But always make sure you don’t shop till you drop!
7. Don’t spend your PTPTN money buying expensive gifts/presents for your loved ones (e.g. girlfriends/boyfriends). You can do so when you have your own earning power.
8. Don’t waste your money on buying entertainment magazines. Most of the latest news or gossips about artists are available on the net.
9. Try to avoid giving a big amount of cash to your family members who are in desperate need of cash. It’s ok to help them by giving a little amount of money monthly.
11.Lastly, have a …Piggy bank”! Make sure to feed him a RM 1 daily and by the time you piggy is full, he will repay you with big reward!
by,
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